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PSSA Preference Share — 10-Year Projection

Elysium Equity (RF) Pty Ltd — Harith consortium preference share funding mechanics

R100m
11.75%
20.0%
73%
5 years

How the True-Up Works at Year 5

1
For 5 years, dividends accrue at 20% p.a. compounding monthly (but aren't necessarily paid out)
2
On the Reduced Rate Effective Date (year 5 + 1 day), everything is recalculated as if 73% of Prime had applied from day one
3
The difference (the "Dividend Overpayment") is deducted from future payments — so the 20% rate is just a cap that always gets trued down
4
From year 5 onwards, the rate is 73% of Prime going forward — no more true-ups

Accumulated Obligation Over 10 Years

Year-5 True-Up Comparison

Monthly Dividend Accrual

Final Redemption Waterfall (Year 10)

Year-by-Year Breakdown

Year Phase Headline Rate Effective Rate Headline Accrued (cum.) True Rate Accrued (cum.) Overpayment (cum.) Total Obligation